XRP (XRP) Tokenomics: Supply, Distribution & Unlock Schedule
What is XRP (XRP)?
XRP (XRP) is a cryptocurrency focused on fast, low-cost cross-border payments and financial transactions. As of February 21, 2026, XRP trades at $1.43 with a market capitalization of $87.39B. The price is up 0.24% in the last 24 hours.
Supply Metrics
Supply Mechanics
XRP (XRP) operates within the payments sector of the cryptocurrency market. The token's supply mechanics are a key factor in understanding its long-term value proposition. The token's economic model is designed to support the project's core use case and incentivize network participants.
Distribution Analysis
Understanding how XRP tokens are distributed among stakeholders — including the team, investors, community, and ecosystem funds — is essential for evaluating potential sell pressure and governance dynamics. Our AI analysis is processing the latest on-chain data to provide a detailed breakdown.
Tokenomics Verdict
The overall tokenomics structure of XRP reflects its positioning in the payments ecosystem. Key factors to evaluate include inflation rate, vesting schedules, token utility within the protocol, and governance rights. A comprehensive AI-generated analysis will be available shortly.
XRP Tokenomics FAQ
The total supply of XRP (XRP) can be found in the supply metrics card above. Total supply includes all tokens that have been created, while circulating supply represents tokens currently available in the market. Some projects have a fixed max supply while others have inflationary models.
Whether XRP has a maximum supply cap depends on its tokenomics design. Some cryptocurrencies like Bitcoin have hard caps, while others use inflationary or deflationary mechanisms. Check the supply metrics above for the latest data.
Token distribution typically includes allocations for the team, investors, community incentives, ecosystem development, and staking rewards. The specific breakdown varies by project and is an important factor in evaluating potential sell pressure and decentralization.
XRP's inflation/deflation characteristics depend on its protocol design, including new token issuance (staking rewards, mining) versus token removal (burns, lockups). These mechanisms directly impact long-term token value.